:root{--navy:#142d40;--green:#208369;--paper:#f7f5f0;--line:#dce2df;--muted:#64717a;--light:#eaf3ee}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:#fcfbf8;color:var(--navy);font:16px/1.65 Arial,Helvetica,sans-serif}button,input,select,textarea{font:inherit}a{color:inherit;text-underline-offset:4px}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{opacity:.6;cursor:wait}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #b09146;outline-offset:4px}input:focus,select:focus,textarea:focus{outline:2px solid var(--green);outline-offset:1px}[hidden]{display:none!important}.wrap{max-width:1240px;width:calc(100% - 80px);margin:auto}.header{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:108px}.logo{width:235px;height:auto;display:block}.header nav{display:flex;gap:28px;font-size:14px}.header nav a{text-decoration:none}.btn{border:1px solid var(--green);border-radius:5px;background:var(--green);color:white;padding:14px 21px;display:inline-flex;align-items:center;justify-content:center;gap:16px;font-size:15px;font-weight:700;text-decoration:none;line-height:1.45;transition:background .2s,transform .2s}.btn:hover{background:#166b55}.btn.ghost{background:transparent;color:var(--navy);border-color:#aebfb6}.btn.ghost:hover{background:var(--light)}.btn.small{padding:12px 18px;font-size:13px}.btn.full{width:100%}.hero{display:grid;grid-template-columns:1.03fr 1fr;align-items:stretch;margin-bottom:0}.herocopy{padding:55px 40px 40px 0}.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:11px;font-weight:700;color:var(--green);margin:0 0 20px}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-1.8px;line-height:1.08}h1{font-size:clamp(42px,4.5vw,64px);margin:0 0 25px}h1 em{font-style:normal;color:var(--green)}h2{font-size:clamp(34px,3.4vw,48px);margin:0 0 26px}h3{font-size:23px;line-height:1.3;margin:0 0 20px;letter-spacing:-.6px}p{margin:0 0 20px}.intro{font-size:20px;line-height:1.55;color:#4f606b}.heroimage{margin:0;position:relative;min-height:570px;overflow:hidden;border-radius:4px}.heroimage img{width:100%;height:100%;object-fit:cover;position:absolute}.heroimage figcaption{position:absolute;bottom:24px;left:24px;color:white;background:#142d40dd;padding:10px 18px;border-radius:4px;font-size:14px}.startbox{margin-top:30px}.tabs{display:flex;border:1px solid #cbd8d1;border-radius:5px;padding:3px;gap:3px;margin-bottom:20px;max-width:500px}.tabs button{flex:1;border:0;background:transparent;border-radius:3px;padding:11px;font-size:14px;font-weight:700;color:var(--navy)}.tabs button[aria-selected=true]{background:var(--green);color:white}.inputrow{display:flex;gap:10px;align-items:flex-end}.grow{flex:1}.inputrow input{min-width:0}.inputrow .btn{white-space:nowrap}.trust{font-size:11px;margin-top:20px;color:var(--muted)}.trust span{margin:0 7px;color:var(--green)}label,legend{display:block;font-size:13px;font-weight:700;margin:17px 0 7px}input,select,textarea{width:100%;border:1px solid #cdd5d8;background:white;color:var(--navy);border-radius:4px;padding:12px 13px;line-height:1.4;min-height:47px}input::placeholder,textarea::placeholder{color:#859097}fieldset{border:0;padding:0;margin:0}legend{padding:0;padding-top:20px;margin:0 0 10px}.hint{font-size:12px;line-height:1.65;color:var(--muted);margin:10px 0 16px}.status{font-size:14px;color:var(--green);line-height:1.6;margin:15px 0 0}.status.error{color:#a82f30}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding:35px 0;border-bottom:1px solid var(--line)}.steps>div{display:flex;gap:16px}.steps b,.number{background:var(--light);color:var(--green);border-radius:50%;font-size:14px;min-width:40px;height:40px;display:inline-flex;align-items:center;justify-content:center}.steps p{margin:0}.steps strong{display:block;font-size:15px}.steps span{font-size:13px;color:var(--muted);line-height:1.5;display:block;margin-top:5px}.calculator-section{background:var(--paper);margin-top:65px;padding:65px 0}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:30px}.sectionhead p:not(.eyebrow){max-width:350px;color:var(--muted);font-size:14px}.sectionhead h2{margin-bottom:10px}.calcgrid{display:grid;grid-template-columns:1.12fr .88fr;gap:30px;align-items:start}.panel{background:white;padding:32px;border:1px solid var(--line);border-radius:7px}.paneltitle{display:flex;gap:13px;align-items:center;margin-bottom:14px}.paneltitle h3{margin:0;font-size:21px}.two{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.choices{display:grid;grid-template-columns:1fr 1fr;gap:12px}.choices label{display:flex;gap:9px;border:1px solid var(--line);padding:15px 12px;border-radius:5px;margin:0;cursor:pointer}.choices label:has(input:checked){border-color:var(--green);background:#f3f8f4}.choices input{width:17px;height:17px;min-height:0;accent-color:var(--green);margin-top:3px;flex-shrink:0}.choices small{font-size:11px;line-height:1.5;color:var(--muted);display:block;font-weight:400;margin-top:4px}.check{display:flex;gap:11px;align-items:start;font-size:12px;font-weight:400;margin:23px 0}.check input{width:17px;height:17px;min-height:17px;accent-color:var(--green);margin:3px 0 0;flex-shrink:0}.rule{height:1px;background:var(--line);margin:22px 0}details{border-top:1px solid var(--line);padding:18px 0;margin:18px 0 0}summary{cursor:pointer;font-weight:700;font-size:14px}details p{margin-top:15px}.result{position:sticky;top:20px;padding:30px}.result h3{font-family:Georgia,serif;font-size:32px;font-weight:400;letter-spacing:-1px}#result-empty{color:var(--muted);font-size:15px}.emptybuilding{font:100px/1 Georgia,serif;color:#c5ded3;text-align:center;margin:40px 0}.result dl{margin:20px 0}.result dl div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid #edf0ec;padding:10px 0;font-size:13px}.result dd{margin:0;white-space:nowrap;font-weight:700}.result dt{max-width:70%}.total,.loan,.ownrow{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:13px;padding:15px}.total{background:var(--navy);color:white;border-radius:4px}.total strong,.loan strong{font-size:24px;white-space:nowrap}.ownrow{padding:20px 3px}.loan{background:var(--light);color:#09634d;border-radius:4px}.monthly{border-bottom:1px solid var(--line);padding:24px 0;display:flex;flex-direction:column}.monthly span{font-size:13px}.monthly strong{font:40px/1.3 Georgia,serif;color:var(--green)}.monthly small{color:var(--muted);font-size:11px;margin-top:5px}.applysection{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px;padding:90px 0}.applyintro{padding-top:20px}.applyintro p{color:#5e6f7a}.applyintro .eyebrow{color:var(--green)}.note{border-left:3px solid var(--green);padding:15px 0 0 20px;margin-top:35px;font-size:14px}.note p{margin:10px 0}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.editorial{display:grid;grid-template-columns:1fr 1.1fr;gap:80px;padding:50px 0 80px;border-bottom:1px solid var(--line)}.editorial p{color:#5e6f7a}.arrowlink{color:var(--green);font-weight:700;font-size:14px}.faq{max-width:850px;padding:80px 0}.faq details{padding:22px 0;margin:0}.faq summary{font-size:16px}.faq p{font-size:14px;color:var(--muted)}footer{background:#f0f1ec;padding:50px 0 20px}.footergrid{display:grid;grid-template-columns:1.1fr 1fr 1.2fr;gap:50px;font-size:13px}.footergrid>div{display:flex;flex-direction:column;align-items:start;gap:10px}.footergrid img{width:220px;height:auto}.footergrid p{margin:5px 0 10px}.footergrid strong{margin:10px 0}.footergrid a{text-decoration:none}.fineprint{border-top:1px solid #d5dcd6;margin-top:30px;padding-top:20px;font-size:11px;color:var(--muted)}.textbutton{border:0;background:none;color:inherit;padding:0;font-size:inherit;text-decoration:underline}.cookie{position:fixed;bottom:18px;left:18px;right:18px;z-index:100;background:white;border:1px solid var(--line);box-shadow:0 8px 60px #142d4022;border-radius:7px;padding:22px;display:flex;align-items:center;gap:30px;max-width:1000px;margin:auto;font-size:12px}.cookie p{margin:5px 0}.cookieactions{display:flex;gap:10px;flex-shrink:0}.cookie .btn{font-size:12px;padding:11px}.skip{position:absolute;top:-100px;left:10px;background:white;padding:10px;z-index:999}.skip:focus{top:10px}.article{max-width:850px;padding:70px 0}.article h1{font-size:52px}.article h2{font-size:32px;margin-top:40px;line-height:1.2}.article h3{margin-top:25px}.article p,.article li{color:#51626d}.article li{margin-bottom:10px}.article .lead{font-size:21px}.article .btn{margin:20px 0}.article table{border-collapse:collapse;width:100%;font-size:14px}.article td,.article th{padding:14px 8px;border-bottom:1px solid var(--line);text-align:left}.article .source{font-size:12px}.successbox{background:var(--light);border:1px solid var(--green);padding:20px;border-radius:5px}.adminwrap{max-width:1150px;margin:40px auto;padding:0 25px}.adminbar{display:flex;gap:15px;flex-wrap:wrap;margin-bottom:30px}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin:20px 0}.metrics .panel{padding:20px}.metrics strong{font-size:30px;display:block}.leadcard{margin-bottom:20px}.leadhead{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.leadcard dl{display:grid;grid-template-columns:180px 1fr;gap:7px;font-size:13px}.leadcard dd{margin:0;overflow-wrap:anywhere}.adminform{display:flex;gap:15px;align-items:end;flex-wrap:wrap}.adminform label{margin:0}.adminform input{max-width:180px}.adminform select{max-width:250px}.badge{background:var(--light);padding:4px 10px;font-size:12px;border-radius:4px}.warning{padding:15px;border-left:3px solid #b09146;background:#fff9e8}.formnotice{padding:12px;background:var(--light);font-size:13px;margin:16px 0}.noscript{padding:20px;background:#fff4d6}.nowrap{white-space:nowrap}@media(max-width:1000px){.wrap{width:calc(100% - 44px)}.header nav{display:none}.herocopy{padding-right:25px}.hero .inputrow{flex-direction:column;align-items:stretch}.heroimage{min-height:570px}.applysection{gap:35px}.panel{padding:23px}.cookie{flex-direction:column;align-items:stretch;gap:10px}.cookieactions{justify-content:flex-end}.calcgrid{grid-template-columns:1fr .85fr}}@media(max-width:700px){.wrap{width:calc(100% - 36px)}.header{min-height:86px;gap:10px}.logo{width:184px}.header .btn{padding:9px 11px;font-size:11px;max-width:130px}.hero{grid-template-columns:1fr}.herocopy{padding:30px 0}.hero h1{font-size:47px}.intro{font-size:18px}.heroimage{min-height:260px;grid-row:2}.steps{grid-template-columns:1fr;gap:22px;padding:30px 0}.steps b{min-width:35px;height:35px}.calculator-section{margin-top:40px;padding:40px 0}.sectionhead{display:block}.sectionhead p:not(.eyebrow){max-width:none}.calcgrid{grid-template-columns:1fr;gap:20px}.result{position:static}.two{gap:0 12px}.choices{gap:8px}.choices label{padding:12px 8px;font-size:12px}.panel{padding:22px 18px}.applysection{grid-template-columns:1fr;gap:22px;padding:50px 0}.applyintro{padding:0}.applyintro h2 br{display:none}.applysection .inputrow{flex-direction:column;align-items:stretch}.editorial{grid-template-columns:1fr;gap:5px;padding-bottom:45px}.faq{padding:50px 0}.footergrid{grid-template-columns:1fr;gap:25px}.footergrid>div{gap:9px}.cookie{left:9px;right:9px;bottom:9px;padding:16px}.cookieactions{display:grid;grid-template-columns:1fr 1fr}.cookie .btn{font-size:11px}.article{padding:40px 0}.article h1{font-size:41px}.article h2{font-size:29px}.article table{font-size:12px}.article td,.article th{padding:10px 4px}.metrics{grid-template-columns:1fr 1fr}.adminwrap{padding:0 16px}.leadcard dl{grid-template-columns:1fr;gap:2px}.leadcard dd{margin-bottom:10px}.adminform{display:grid;grid-template-columns:1fr 1fr}.adminform .btn{grid-column:1/-1}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Versie 2: rustige aanvraag in drie afzonderlijke stappen */
.header{min-height:96px;border-bottom:1px solid #e8ece7}.header nav{font-weight:700;font-size:15px;gap:30px}.header nav a:hover{color:var(--green)}.header .btn.small{font-size:14px;padding:13px 18px}.hero{padding-top:30px;gap:35px;grid-template-columns:1fr 1fr}.herocopy{padding:35px 0 30px}.hero h1{font-size:clamp(39px,4vw,57px);letter-spacing:-1.8px}.heroimage{min-height:540px}.intro{font-size:19px;max-width:490px}.startbox{background:white;padding:22px;border:1px solid var(--line);border-radius:9px;max-width:550px;box-shadow:0 9px 35px #142d4007}.startbox .tabs{max-width:none;margin-bottom:14px}.tabs button{padding:12px 9px;font-size:13px}.startbox label{margin-top:0;font-size:13px}.startbox .btn.full{margin-top:13px;min-height:49px}.startbox input{min-height:49px}.startbox .hint{margin-bottom:0}.listing-feedback{border-top:1px solid var(--line);margin-top:16px;padding-top:2px}.listing-feedback .status{font-weight:700}.listing-feedback .status.error{color:#8a492c}.listing-feedback .btn{font-size:13px}.steps{padding:32px 0}.calculator-section{margin-top:40px;padding:60px 0 70px;scroll-margin-top:20px}.wizard{max-width:1160px}.sectionhead{gap:40px;margin-bottom:32px}.sectionhead h2{font-size:43px}.sectionhead>p{max-width:240px!important}.wizardnav{margin:0 0 25px;padding:0;display:grid;grid-template-columns:1fr 1fr 1fr;list-style:none;gap:14px}.wizardnav button{width:100%;display:flex;align-items:center;text-align:left;gap:13px;background:#eeefea;border:1px solid #d8dfd9;padding:17px 20px;border-radius:6px;color:#5f6c74;opacity:1}.wizardnav button:disabled{cursor:default;color:#7b858b;background:#f1f1ed}.wizardnav b{border:1px solid #c8d0ca;border-radius:50%;height:33px;width:33px;display:flex;align-items:center;justify-content:center;font-size:14px}.wizardnav span{font-weight:700;font-size:16px}.wizardnav small{font-weight:400;font-size:11px;display:block;margin-top:2px}.wizardnav [aria-current=step]{background:white;border:1px solid var(--green);color:var(--navy);box-shadow:0 3px 12px #142d4006}.wizardnav [aria-current=step] b{background:var(--green);border-color:var(--green);color:white}.wizardnav .completed b{background:#deeee3;border-color:#afcdbb;color:var(--green)}.wizardcard{background:white;border:1px solid var(--line);border-radius:9px;overflow:hidden;box-shadow:0 6px 28px #142d4005}#step-1 .wizardcard{max-width:900px;margin:auto}.cardheading{padding:30px 34px 25px;background:#fdfdfb;border-bottom:1px solid #e6ebe5}.cardheading .eyebrow{margin-bottom:12px}.cardheading h3{font-family:Georgia,serif;font-weight:400;font-size:34px;letter-spacing:-.8px;margin:0 0 12px}.cardheading h3:focus{outline:none}.cardheading p:not(.eyebrow){color:var(--muted);font-size:14px;margin:0;max-width:660px}.cardheading .textbutton{font-size:12px;color:var(--green);margin-top:8px}.formbody{padding:15px 34px 30px}.formbody label,.formbody legend{font-size:14px}.formbody input,.formbody select{min-height:50px}.formbody .two{gap:0 24px}.formbody .choices{gap:18px}.formbody .choices label{padding:18px}.formbody .choices input{min-height:17px}.formbody .choices strong{font-size:15px}.formbody .choices small{font-size:12px}.formbody .check{font-size:13px}.formbody .check input{min-height:17px}.confirmation{background:#f5f8f4;padding:15px;border-radius:5px}.wizardactions{border-top:1px solid var(--line);padding-top:24px;margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.wizardactions .hint{margin:0;max-width:260px}.wizardactions .btn{padding:15px 24px;min-height:52px;font-size:15px}.wizardactions .textbutton{color:var(--muted);font-size:13px}.calculation-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:25px;align-items:start}.calculation-layout .result{position:static;padding:30px}.calculation-layout h4,.formbody h4{font-size:16px;margin:16px 0 0}.calculation-layout .formbody{padding-left:26px;padding-right:26px}.calculation-layout .cardheading{padding-left:26px;padding-right:26px}.calculation-layout .cardheading h3{font-size:30px}.calculation-layout .wizardactions{flex-direction:column-reverse;align-items:stretch}.calculation-layout .wizardactions .btn{width:100%}.costsettings{padding:17px 0;margin:0;border-bottom:0}.costsettings:first-of-type{margin-top:25px}.costsettings summary{font-size:14px}.costsettings+.costsettings{border-top:1px solid var(--line)}.costsettings label{font-size:12px}.costsettings .two{gap:0 12px}.result dl div{font-size:13px;padding:12px 0}.result .total,.result .loan{padding:18px 16px}.result .total strong,.result .loan strong{font-size:25px}.result .monthly{padding:25px 4px}.result .monthly strong{font-size:43px}.result[aria-busy=true]{opacity:.55}.application-layout{display:grid;grid-template-columns:1.3fr .7fr;gap:35px;align-items:start}.applicationside{padding:32px 10px 20px 5px}.applicationside h3{font-family:Georgia,serif;font-size:28px;font-weight:400;overflow-wrap:anywhere}.applicationside>p:not(.eyebrow){font-size:13px;color:var(--muted);margin:18px 0 3px}.applicationside>strong{font:38px/1.3 Georgia,serif;color:var(--green)}.applicationside h4{font-size:17px}.applicationside ol{padding-left:22px;font-size:14px;color:#52646d}.applicationside li{margin:13px 0;padding-left:3px}.application-layout .wizardactions{flex-wrap:wrap}.application-layout .wizardactions .btn{flex:1;min-width:220px}.editorial{margin-top:50px}.faq summary{font-weight:700}.btn{border-radius:5px}.formbody .status{font-size:13px}.formbody .formnotice{margin-top:10px}.formbody .status:empty{display:none}@media(max-width:1000px){.hero{gap:25px}.hero h1{font-size:45px}.startbox{padding:17px}.tabs button{font-size:12px}.application-layout{grid-template-columns:1.3fr .7fr;gap:20px}.application-layout .formbody,.application-layout .cardheading{padding-left:24px;padding-right:24px}.wizardnav button{padding:15px}.calculation-layout{grid-template-columns:1fr 1fr;gap:18px}}@media(max-width:700px){.header{min-height:83px}.header .btn.small{font-size:11px;padding:10px 11px}.hero{padding-top:5px;gap:0}.herocopy{padding:27px 0 25px}.hero h1{font-size:42px;line-height:1.12;letter-spacing:-1.4px}.hero .intro{font-size:17px;line-height:1.6}.heroimage{min-height:230px}.startbox{margin-top:23px;padding:17px}.startbox .tabs button{font-size:12px;padding:12px 5px;line-height:1.5}.trust{font-size:10px}.steps{padding:26px 0;gap:18px}.calculator-section{margin-top:25px;padding:35px 0 45px}.sectionhead h2{font-size:34px;max-width:340px}.sectionhead>p{max-width:none!important;margin-top:15px}.wizardnav{gap:6px;margin-bottom:18px}.wizardnav button{padding:10px 5px;gap:5px;justify-content:center;flex-direction:column;text-align:center}.wizardnav b{height:27px;width:27px;font-size:12px}.wizardnav span{font-size:11px}.wizardnav small{display:none}.cardheading{padding:23px 20px 21px}.cardheading h3{font-size:29px;line-height:1.15}.cardheading p:not(.eyebrow){font-size:13px}.formbody{padding:6px 20px 23px}.formbody .two{grid-template-columns:1fr;gap:0}.formbody label,.formbody legend{font-size:13px}.formbody .choices{gap:10px}.formbody .choices label{padding:13px 10px}.formbody .choices strong{font-size:12px}.formbody .choices small{font-size:11px}.formbody .check{font-size:12px}.wizardactions{flex-direction:column-reverse;align-items:stretch;gap:16px}.wizardactions .btn{width:100%;padding:15px 12px;font-size:14px}.wizardactions .hint{max-width:none;text-align:center;font-size:11px}.calculation-layout,.application-layout{grid-template-columns:1fr;gap:20px}.calculation-layout .formbody,.calculation-layout .cardheading,.application-layout .formbody,.application-layout .cardheading{padding-left:20px;padding-right:20px}.calculation-layout .result{grid-row:1;padding:22px 20px}.calculation-layout .result h3{font-size:29px}.calculation-layout .cardheading h3{font-size:29px}.calculation-layout .costsettings .two{grid-template-columns:1fr 1fr}.applicationside{padding:15px 8px}.application-layout .wizardactions .btn{min-width:0;flex:auto}.editorial{margin-top:15px}.result .total strong,.result .loan strong{font-size:23px}.result .total,.result .loan{font-size:12px;padding:16px 12px}}
/* Compacte zakelijke homepage, zonder grote foto's. */
.businesshero{padding:45px 0 42px;gap:55px;align-items:center;grid-template-columns:1.05fr 1fr}.businesshero .herocopy{padding:0}.businesshero h1{font-family:Arial,Helvetica,sans-serif;font-weight:700;font-size:45px;line-height:1.14;letter-spacing:-1.7px;margin-bottom:22px}.businesshero .intro{font-size:17px;max-width:480px;color:#536571}.herobenefits{list-style:none;padding:0;margin:26px 0 18px;font-size:14px}.herobenefits li{margin:8px 0;padding-left:24px;position:relative}.herobenefits li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:700}.heroentry{padding:24px;background:#edf2ed;border-radius:10px}.entrytitle{font-size:18px;font-weight:700;line-height:1.4;margin:0 0 15px}.heroentry .startbox{margin:0;max-width:none;box-shadow:none}.businesshero .eyebrow{font-size:10px}.sectionhead h2{font-family:Arial,Helvetica,sans-serif;font-size:35px;font-weight:700;letter-spacing:-1.1px}.cardheading h3{font-family:Arial,Helvetica,sans-serif;font-weight:700;font-size:27px;letter-spacing:-.7px}.calculation-layout .cardheading h3{font-size:25px}.result h3{font-family:Arial,Helvetica,sans-serif;font-size:25px;font-weight:700}.editorial h2,.faq h2{font-family:Arial,Helvetica,sans-serif;font-size:36px;font-weight:700;letter-spacing:-1px}.steps{gap:28px}.steps strong{font-size:16px}@media(max-width:1000px){.businesshero{gap:28px}.businesshero h1{font-size:37px}.heroentry{padding:18px}.businesshero .intro{font-size:16px}}@media(max-width:700px){.businesshero{padding:28px 0 25px;grid-template-columns:1fr;gap:24px}.businesshero h1{font-size:34px;letter-spacing:-1.1px;line-height:1.16}.businesshero .intro{font-size:16px;margin-bottom:15px}.herobenefits{font-size:12px;margin:15px 0}.herobenefits li{margin:5px 0}.businesshero .trust{margin:14px 0 0}.heroentry{padding:18px 13px}.entrytitle{font-size:16px;margin-left:3px}.heroentry .startbox{padding:15px}.sectionhead h2{font-size:28px;line-height:1.18}.cardheading h3,.calculation-layout .cardheading h3{font-size:24px}.editorial h2,.faq h2{font-size:29px}}

/* V3: direct starten met eigen pandgegevens. */
.directstart>p:first-child{font-size:14px;color:#536571;line-height:1.7}.startcheck{padding-left:20px;margin:18px 0 23px;color:var(--navy);font-size:13px}.startcheck li{padding-left:5px;margin:9px 0}.directstart .btn.full{font-size:16px}.directstart .hint{text-align:center}
/* V4 — gekozen ontwerp: donkerblauw, kobaltblauw en ijsblauw */
:root{--navy:#06244a;--green:#0755ff;--paper:#f1f7fc;--line:#d5e2ed;--muted:#5d738d;--light:#e4f1fc}body{background:#fff;color:var(--navy);font-family:Arial,Helvetica,sans-serif}.wrap{max-width:1260px}.header{min-height:106px;border-bottom:0}.header .logo{width:245px}.header nav{gap:28px;font-size:14px;font-weight:700}.header .btn.small{font-size:14px;padding:13px 22px;border-radius:7px}.btn{background:#0755ff;border-color:#0755ff;border-radius:6px;font-size:15px;font-weight:700}.btn:hover{background:#0043d7;border-color:#0043d7}.btn.ghost{color:var(--navy);border-color:#a5bbd1;background:#fff}.btn.ghost:hover{background:#edf5fd}.benefitbar{background:#072b51;color:white;border-bottom:1px solid #234466}.benefitbar .wrap{display:flex;justify-content:center;gap:0;padding:11px 0;font-size:13px;font-weight:700}.benefitbar span{padding:0 34px;border-right:1px solid #688099}.benefitbar span:last-child{border:0}.financehero{background:linear-gradient(120deg,#092d54,#041b39);padding:31px 0 30px;scroll-margin-top:0}.financehero .wizard{max-width:1260px}.financeheading{text-align:center;color:white;margin:0 auto 23px}.financeheading h1{font-family:Arial,Helvetica,sans-serif;font-size:46px;font-weight:750;letter-spacing:-1.6px;line-height:1.12;margin:0 0 14px}.financeheading>p{color:#dceafb;font-size:19px;line-height:1.5;margin:0}.financehero .wizardnav{display:flex;justify-content:center;gap:30px;margin:0 auto 20px;max-width:650px}.financehero .wizardnav li{flex:1}.financehero .wizardnav button{background:transparent;border:0;color:#d7e6f7;padding:3px;display:flex;flex-direction:row;align-items:center;gap:9px;justify-content:center;border-radius:0}.financehero .wizardnav button:disabled{color:#849bb5;background:transparent}.financehero .wizardnav b{width:26px;height:26px;border-color:#65809f;font-size:12px;background:transparent;flex-shrink:0}.financehero .wizardnav span{font-size:12px;font-weight:600}.financehero .wizardnav [aria-current=step]{color:#fff;box-shadow:none}.financehero .wizardnav [aria-current=step] b{background:#0755ff;border-color:#0755ff}.financehero .wizardnav .completed b{background:#d6eafe;color:#0755ff;border-color:#d6eafe}.financehero .wizardcard,.financehero .panel{border:1px solid #d3e3f2;box-shadow:none;border-radius:11px;background:#f5faff}.financehero #step-1 .wizardcard{max-width:none}.initialcard{overflow:hidden}.propertytabs{display:grid;grid-template-columns:1fr 1fr 1fr;background:#e4f2fd;margin:0;padding:0 20px;border-radius:10px 10px 0 0}.propertytabs label{margin:0;cursor:pointer;padding:0;font-size:15px;position:relative}.propertytabs label>span{display:flex;align-items:center;justify-content:center;gap:14px;min-height:63px;color:#3a5473;border-bottom:3px solid transparent}.propertytabs label:not(:last-child)>span:after{content:'';position:absolute;right:0;top:17px;height:30px;border-right:1px solid #c6ddee}.propertytabs input{position:absolute;width:1px;height:1px;min-height:0;padding:0;opacity:0;overflow:hidden}.propertytabs input:checked+span{color:#06244a;border-bottom-color:#0755ff;font-weight:700}.propertytabs input:focus-visible+span{outline:2px solid #0755ff;outline-offset:-4px}.propertytabs svg{width:29px;height:29px;stroke:currentColor;stroke-width:2;fill:none;stroke-linejoin:round;stroke-linecap:round}.initialcard .formbody{padding:20px 30px 17px}.initialtitle{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px;gap:20px}.initialtitle h2{font:700 29px/1.2 Arial,Helvetica,sans-serif;letter-spacing:-.6px;margin:0;color:#06244a}.initialtitle h2:focus{outline:none}.initialtitle>span{font-size:12px;color:#466080;white-space:nowrap}.initialfields{display:grid;grid-template-columns:1.05fr 1fr;gap:38px}.initialfields label,.initialfields legend{font-size:13px;font-weight:400;color:#294767;margin:0 0 6px}.initialfields input,.initialfields select{min-height:46px;height:46px;background:white;border-color:#cbdced;border-radius:4px;font-size:15px;color:#183b61;padding:10px 12px}.initialfields input+label{margin-top:11px}.initialfields>div>label{margin-top:11px}.initialfields>div>label:first-child{margin-top:0}.saleterms legend{padding:0}.initialfields .choices{display:flex;align-items:center;gap:18px;min-height:46px;margin-bottom:11px}.initialfields .choices label{display:flex;align-items:center;gap:8px;border:0;border-radius:0;background:none!important;padding:5px 0;margin:0!important;font-size:13px;color:#254565;font-weight:400;cursor:pointer;flex:1}.initialfields .choices input{accent-color:#0755ff;width:20px;height:20px;min-height:20px;padding:0;flex-shrink:0;margin:0}.initialfields .choices input:checked+span{color:#06244a;font-weight:700}.initialcard .usage-details{border:0;padding:0;margin:12px 0 0}.usage-details summary{font-size:11px;color:#56708e;font-weight:400;text-decoration:underline;text-underline-offset:3px}.usage-details>label{font-size:12px;margin-top:12px}.usage-details select{max-width:350px}.initialbottom{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-top:14px;padding-top:14px;border-top:1px solid #cddfee}.initialbottom .check{font-size:11px;color:#3f5c7b;margin:0;max-width:460px;line-height:1.55}.initialbottom .btn{min-height:48px;min-width:310px;font-size:15px}.initialbottom .check input{accent-color:#0755ff;min-height:16px;width:16px;height:16px}.initialcard .indication{font-size:11px;color:#57718e;margin:8px 0 0}.sr-only{position:absolute!important;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.financehero .cardheading{background:#e9f4fd;border-bottom-color:#d0e3f3}.financehero .cardheading h3{color:#06244a}.financehero .cardheading .eyebrow{color:#0755ff}.financehero .formbody input,.financehero .formbody select,.financehero .formbody textarea{border-color:#c6d9ed}.financehero .result h3{color:#06244a}.financehero .total{background:#06244a}.financehero .loan{background:#e2efff;color:#073b83}.financehero .monthly strong{color:#0755ff;font-family:Arial,sans-serif;font-weight:700;font-size:38px}.financehero .status{color:#0755ff}.financehero .status.error{color:#a52b25}.financehero .application-layout .applicationside{color:white}.financehero .applicationside>p:not(.eyebrow),.financehero .applicationside li{color:#c7dbef}.financehero .applicationside>strong{color:white}.financehero .applicationside .eyebrow{color:#8ebaff}.financehero .applicationside h3{font-family:Arial,Helvetica,sans-serif;font-weight:700;font-size:26px}.financehero .applicationside .rule{background:#345170}.financehero .result .hint{color:#5d738d}.financehero .textbutton{color:#375b81}.costband{background:#07284c;border-top:1px solid #2b4665;color:white;padding:23px 0}.costband .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:25px;align-items:center}.costband h2{font:700 25px/1.25 Arial,sans-serif;letter-spacing:-.5px;margin:0}.costband .wrap>div{display:flex;gap:12px;padding-left:20px;border-left:1px solid #60778f;align-items:center}.costband p{margin:0}.costband strong{font-size:14px;display:block;line-height:1.35}.costband small{font-size:10px;color:#d6e6f5;line-height:1.4;display:block;margin-top:3px}.costicon{border:2px solid #dbe9f7;min-width:28px;height:33px;border-radius:4px;display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:700}.process{padding:30px 0 25px}.process h2{font:700 29px/1.2 Arial,Helvetica,sans-serif;letter-spacing:-.7px;text-align:center;margin:0 0 24px}.process .steps{width:100%;border:0;padding:0;gap:50px}.process .steps>div{padding:0 25px;gap:20px}.process .steps b{width:48px;height:48px;min-width:48px;background:#e2f1fc;font-size:21px;color:#083451}.process .steps strong{font-size:14px}.process .steps span{font-size:12px;color:#476582;line-height:1.5;max-width:230px}.faq{padding:45px 0 55px;border-top:1px solid #e0e9f0}.faq h2{font-size:30px}.faq .eyebrow{color:#0755ff}.faq summary{color:#0b3159}.faq p{color:#506b85}footer{background:#f0f6fc;padding-top:35px}.footergrid{font-size:12px}.footergrid img{width:215px}.fineprint{border-color:#d7e3ef;color:#5e7892}.cookie .btn{background:#0755ff;color:#fff}.cookie .btn.ghost{background:white;color:#06244a}.successbox{background:#e2f0ff;border-color:#0755ff}.article .eyebrow,.arrowlink{color:#0755ff}.article h1{font-family:Arial,Helvetica,sans-serif;font-size:44px;font-weight:700;letter-spacing:-1.2px}.article h2{font-family:Arial,Helvetica,sans-serif;font-weight:700}.adminwrap h1{font-family:Arial,Helvetica,sans-serif;font-size:40px;font-weight:700}.header nav a:hover{color:#0755ff}
@media(max-width:1050px){.header .logo{width:205px}.header nav{gap:18px;font-size:12px}.financeheading h1{font-size:41px}.costband .wrap{gap:18px;grid-template-columns:1.2fr 1fr 1fr 1fr}.costband h2{font-size:21px}.costband .wrap>div{padding-left:14px}.propertytabs label>span{gap:10px;font-size:14px}.initialfields{gap:28px}.initialtitle h2{font-size:26px}}@media(max-width:700px){.header{min-height:84px}.header .logo{width:183px}.header .btn.small{font-size:11px;padding:10px 12px;min-width:0;max-width:none}.benefitbar .wrap{padding:9px 0;gap:0;justify-content:space-between;font-size:9px;line-height:1.4}.benefitbar span{padding:0 8px;flex:1;text-align:center}.benefitbar span:first-child{padding-left:0}.benefitbar span:last-child{padding-right:0}.financehero{padding:25px 0 26px}.financeheading{margin-bottom:20px}.financeheading h1{font-size:30px;letter-spacing:-.9px;line-height:1.15;margin-bottom:13px}.financeheading>p{font-size:14px;max-width:350px;margin:auto;line-height:1.65}.financehero .wizardnav{gap:7px;margin-bottom:17px}.financehero .wizardnav button{gap:6px;padding:0}.financehero .wizardnav span{font-size:10px}.financehero .wizardnav b{height:23px;width:23px;font-size:11px}.propertytabs{padding:0 5px}.propertytabs label>span{min-height:70px;gap:5px;flex-direction:column;font-size:10px}.propertytabs svg{height:23px;width:23px}.propertytabs label:not(:last-child)>span:after{top:20px;height:30px}.initialcard .formbody{padding:18px 17px 17px}.initialtitle{align-items:start;gap:12px;margin-bottom:17px}.initialtitle h2{font-size:21px;line-height:1.2;letter-spacing:-.45px}.initialtitle>span{font-size:10px;padding-top:3px}.initialfields{grid-template-columns:1fr;gap:16px}.initialfields label,.initialfields legend{font-size:12px}.initialfields input,.initialfields select{min-height:46px;font-size:14px}.initialfields .choices{gap:12px;margin-bottom:15px;min-height:40px}.initialfields .choices label{font-size:11px}.initialfields .choices input{width:18px;height:18px;min-height:18px}.initialbottom{flex-direction:column;align-items:stretch;gap:15px;margin-top:16px;padding-top:16px}.initialbottom .btn{min-width:0;width:100%;font-size:13px;min-height:48px}.initialbottom .check{font-size:10px}.initialcard .indication{font-size:10px}.costband{padding:24px 0}.costband .wrap{grid-template-columns:1fr;gap:18px}.costband h2{font-size:23px;margin-bottom:4px}.costband .wrap>div{border-left:0;padding-left:0;gap:14px}.costband strong{font-size:13px}.costband small{font-size:11px}.costicon{min-width:25px;width:25px;height:29px;font-size:16px}.process{padding:29px 0}.process h2{font-size:24px;margin-bottom:24px;letter-spacing:-.6px}.process .steps{gap:20px}.process .steps>div{padding:0;gap:16px}.process .steps b{min-width:39px;width:39px;height:39px;font-size:18px}.process .steps span{max-width:none}.faq{padding:35px 0}.faq h2{font-size:26px}.article h1{font-size:35px}.financehero .application-layout .applicationside{padding:18px 7px}.financehero .applicationside>strong{font-size:34px}.financehero .calculation-layout .result{grid-row:1}.financehero .cardheading h3{font-size:23px}.financehero .monthly strong{font-size:34px}}
/* Beheer: aanvragen, e-mailregistratie en eigen koppelingen */
.adminbody{background:#f0f5fb}.admintop{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:26px}.admintop img{width:235px;height:auto}.adminwrap>h1{font-size:35px;line-height:1.2;margin:25px 0}.admintabs{display:flex;gap:7px;flex-wrap:wrap;margin:25px 0}.admintabs a{display:flex;gap:10px;align-items:center;text-decoration:none;padding:13px 20px;border:1px solid #cedceb;background:white;border-radius:5px;font-size:14px;font-weight:700}.admintabs a[aria-current=page]{background:#06244a;color:white;border-color:#06244a}.admintabs b{font-size:11px;background:#dfedfc;color:#06244a;border-radius:20px;padding:1px 7px}.settingsform{max-width:850px}.settingsform h2{font:700 25px/1.2 Arial,sans-serif;letter-spacing:-.5px;margin:35px 0 15px;padding-top:25px;border-top:1px solid #d9e4ef}.settingsform h2:first-of-type{margin-top:0;padding-top:0;border-top:0}.settingsform>p,.testmailform>p{font-size:13px;color:#5e728a}.settingsform .check{font-size:13px}.settingsform input[type=checkbox]{min-height:17px}.testmailform{max-width:850px;margin-top:25px}.testmailform h2,.loginpanel h2{font:700 27px/1.2 Arial,sans-serif;letter-spacing:-.5px}.loginpanel{max-width:600px}.loginpanel p{font-size:14px;color:#56708b}.tablewrap{padding:0;overflow-x:auto}.mailtable{width:100%;border-collapse:collapse;font-size:12px}.mailtable th{background:#e5f0fc;text-align:left;padding:15px 12px;font-size:12px}.mailtable td{padding:14px 12px;border-bottom:1px solid #e1e9f2;vertical-align:top;overflow-wrap:anywhere;max-width:250px}.mailtable small{display:block;color:#6c8199;font-size:10px;margin-top:5px;max-width:260px}.badge.bad{background:#fff0ef;color:#9b2525}.leadcard .adminbar{margin-top:20px;margin-bottom:0}.leadcard{scroll-margin-top:20px}.adminbody .metrics .panel{font-size:12px}.adminbody .metrics strong{font-size:28px}.adminbody .formnotice{padding:15px 20px;background:#e2eeff;border:1px solid #a5c5ff;color:#07366c}.adminbody .warning{font-size:14px}.settingsform .hint{font-size:11px}@media(max-width:700px){.adminwrap>h1{font-size:27px}.admintop img{width:180px}.admintabs{gap:6px}.admintabs a{font-size:11px;padding:11px 10px}.adminbody .two{grid-template-columns:1fr}.settingsform h2{font-size:23px}.loginpanel h2{font-size:24px}.adminbody .metrics .panel{padding:15px}.mailtable{min-width:700px}.testmailform h2{font-size:24px}.adminbody .adminform{grid-template-columns:1fr}.adminbody .adminform input,.adminbody .adminform select{max-width:none;width:100%}}